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You agree to indemnify and hold harmless Atome or its subsidiaries, partners, affiliates, employees, directors, officers, agents, agents, agents and/or third parties who provide services to and/or on behalf of Atome (“Indemnified Parties”) from and against all claims, liabilities, damages, losses and expenses, including, but not limited to, reasonable legal and accounting fees; and indemnify and hold harmless any provision arising out of or in connection with these Terms. Your use of the Platform, the Atom Services and/or the Deferred Payment Structure. be able to enter into a legally binding contract; If you wish to place an order in a merchant`s physical store, you must enter the correct purchase price for the order through the Atome platform (including all taxes and surcharges applicable to goods and services). WE ACCEPT NO LIABILITY FOR ANY LOSS OF ANY KIND INCURRED BY YOU AS A RESULT OF YOUR FAILURE TO ENTER THE CORRECT PURCHASE PRICE. In the event of an error, you can immediately request that we refund the proposed order. We may, but are not obligated to, process a full refund and allow you to place a new order. These Terms constitute a legally binding agreement between you (“you”, “your” or the “Client”) and APaylater Financials Pte Ltd, acting as atom (“we”, “us”, “our”, “Atom”) (collectively, the “Parties” and each a “Party”). These Terms govern your use of the Atome Website, including its subdomains, and any other website through which Atome makes its services available, our mobile applications, tablets and other applications for smart devices and application program interfaces (collectively, the “Platform”) and the services provided through the Platform as described in clause 2.1. If you select the Deferred Payment Structure as the payment method for the Merchant Services, you will be deemed to place an order with that merchant in accordance with the terms of the deferred payment agreement available under www.atome.sg/en-sg/purchase-payment-contract (“Order”).

Orders are subject to dealer and Atome approvals. We may, in our sole discretion, refuse to facilitate the deferred payment structure for an order or cancel an approved order before the Merchant Services are delivered or provided, for any reason, including, but not limited to, your order history or to prevent fraud, legal, risks. regulatory or non-payment. ensure that your account is used responsibly and lawfully and that your account is not used to misrepresent your identity; obtain goods or services that are illegal or illegal in nature or that in any way violate anti-money laundering laws; or for the purpose of obtaining a cash advance; and by subscribing, you confirm that you have read and accepted our Terms and Conditions and Privacy Policy. If any provision of these Terms (or any part thereof) is held to be invalid or unenforceable, the remaining provisions of these Terms shall not be affected and shall be binding and enforceable on the parties as if such invalid or unenforceable provision (or any part thereof) were not contained in these Terms. Detailed information can be found in Etsy`s Cookies and Similar Technologies Policy and in our Privacy Policy. Мы привлекаем к этому партнеров по маркетингу и рекламе (которые могут располагать собранной ими самими информацией). Отказ не означает прекращения демонстрации рекламы Etsy или изменений в алгоритмах персонализации Etsy, но может привести к тому, что реклама будет повторяться чаще и станет менее актуальной. Подробнее в нашей Политике в отношении файлов Cookie и схожих технологий. No failure by us to exercise any right under the Terms, and no delay on our part, shall be deemed a waiver or waiver thereof, and no one or part exercise of any right shall prevent any further exercise or exercise of any right. have a valid and verifiable e-mail address and mobile phone number; there are all outstanding disputes between you, us or the dealers.

If your order is approved, you will be informed via the platform. The Platform will also inform you of (a) the total amount of your order; (b) a payment schedule (“payment plan”) indicating the amount and due dates of each deferred payment (“payment deferral”); and (c) indicate your preferred payment method (“Preferred Payment Method”). You must confirm that you have verified and accepted this information (“Payment Plan Confirmation”). These details can also be viewed in your account on the platform. The deferred payment agreement, payment schedule and confirmation of your payment plan for each order are incorporated into these Terms. Use of the deferred payment structure may not be available for all purchases of all merchant services, and we may, in our sole discretion, set certain prescribed minimum or maximum amounts for which the deferred payment structure is available. are fully responsible for any unauthorized access to your account and notify us immediately, otherwise you will be responsible for all purchases made through your account; You authorize us to conduct reviews, validations and risk assessments and to make, directly or through third parties, any request necessary to verify your identity, assess your ability to make payments under the deferred payment structure and in accordance with applicable laws or regulatory requirements. You further agree and authorize us to disclose such information to Dealer, our affiliates and/or other third parties that are relevant and/or necessary for the provision of the Atome Services. Unless otherwise stated, a person who is not subject to these Terms is not entitled to enforce the terms under these Terms or to enjoy the benefits of these Terms. Your eligibility to use the Atom Services will be continually assessed and determined in our sole discretion. We reserve the right to refuse, suspend or terminate the provision of the Atom Services or your account at any time and for any reason without consent or notice. WE ACCEPT NO LIABILITY FOR ANY LOSS OF ANY KIND THAT YOU MAY INCUR AS A RESULT OF THE SUSPENSION OR CLOSURE OF YOUR ACCOUNT FOR ANY REASON.

FOR THE AVOIDANCE OF DOUBT, THIS INCLUDES ANY LOSS THAT MAY ARISE IN CONNECTION WITH A PAYMENT FOR INCORRECTLY BILLED ITEMS OR DUE TO A DELAY IN THE ACTUAL DATE YOUR ACCOUNT IS DEBITED OR YOUR PAYMENT METHOD IS DEBITED. We reserve the right to change or amend these Terms from time to time without the need for express or implied consent and without notice of such changes or additions. Such changes or additions to these Terms will be effective as soon as such updated version is uploaded to our Platform at www.atome.sg/en-sg/terms-of-service. You agree that it is your responsibility to periodically review these Terms, and your continued use of the Atom Services after such modification or addition to these Terms will constitute your acceptance and acceptance of such modification or addition, whether or not you have read the updated version of the Terms. Without prejudice to any other rights or remedies that a party may have, the parties each acknowledge and agree that damages may not constitute a reasonable remedy for a breach of these Terms and the parties are entitled to remedies from injunctive, specific enforcement and other equitable remedies (except for the avoidance of doubt, no right of withdrawal or unless expressly remedied). for any threat or actual violation of these Terms. Indicate your preferred payment method (“Preferred Payment Method”) regarding: (1) if you have specified more than one payment method, the payment method you have chosen; or (2) if you have selected only one payment method, that payment method; and Ознакомьтесь с правовыми положениями и политиками Etsy Your request to close your account will be rejected if: to you, by e-mail to the e-mail address you have provided to us or to us on support@atome.sg; or we reserve the right to change the administration fee at our sole discretion and without notice. For the avoidance of doubt, the Atom Services are not a credit or credit facility offered to you by Atome, and Atome does not provide you with credit. We operate a platform where merchants, merchants, stores or website owners of participating online stores (“Merchants”) offer you the opportunity to make payments for their goods and/or services (“Merchant Services”) on a deferred and interest-free basis (“Deferred Payment Structure”).